Tulsa Insurance Bad Faith Attorneys
Insurance Company Misconduct in Oklahoma
When accidents or natural disasters cause serious injuries, property damage, and other types of harm, people typically turn to their insurance companies. After all, the point of having insurance is that it allows you to recover monetary payment for covered losses. Unfortunately, insurance companies do not always honor claimants’ policies. Often, they put their interests in profits above the interests of their policyholders and fail to live up to their obligations. These are acts of “bad faith” and further victimize people who have already suffered significant physical and/or financial harm.
If you believe that your insurance company is acting in bad faith—whether by denying your rightful benefits, delaying the investigation of your claim, or engaging in some other type of misconduct—know that you could be entitled to bring legal action against your insurance company. You deserve an experienced attorney who can help you pursue the compensation you need and are owed.
At Brewster & De Angelis, our Tulsa insurance bad faith lawyers have over forty years of experience dealing with Oklahoma insurance companies and instances of insurance bad faith. We know how to hold these companies responsible, and we are prepared to protect your rights throughout the entire legal process.
What Is Insurance Bad Faith?
“Insurance bad faith” is a term used to describe wrongful conduct by insurance companies. An insurance policy is a contract between the insurance company and the policyholder; in exchange for paying the required premiums, the policyholder is entitled to certain benefits outlined in the policy. If the insurance company makes any effort to wrongfully deny or delay those benefits, or if it fails to uphold its obligations to the policyholder in any way, it has acted in “bad faith.”
Examples of insurance bad faith practices include:
- Failing to adequately and/or properly communicate with the policyholder
- Denying a claim without providing a reason or providing an improper reason
- Attempting to settle a claim for less money than it is worth
- Delaying a prompt investigation into a claim once the claim is filed
- Failing to conduct a proper investigation into a claim
- Delaying payment of a claim or decisions regarding requests for medical treatment approval
- Refusing to pay a valid insurance claim for covered losses
- Threatening or harassing a policyholder/claimant
- Making unreasonable demands for irrelevant documents and other items
- Changing or altering an in-place policy after a claim is filed
As a policyholder or claimant, you have the right to be treated fairly by your insurance company. If you believe that the adjuster assigned to your claim or anyone else at the insurance company has wrongfully delayed or denied your claim, we encourage you to reach out to our team at Brewster & De Angelis. Our insurance bad faith attorneys in Tulsa can immediately step in and handle all communication with the insurance company on your behalf.
Can You Sue Your Insurance Company?
If your insurance company is acting in bad faith and attempts to resolve the dispute through negotiation or settlement have not been successful, the next step may be suing your insurance company. If you have not yet spoken to an attorney, now is the time to do so. Often, once an attorney gets involved, the insurance company becomes more compliant and is more likely to settle the dispute outside of the courtroom. However, if the insurance company still will not budge, your attorney can begin building your case and can represent you at trial.
Brewster & De Angelis has been handling complex insurance bad faith and insurance disputes throughout Oklahoma since 1983. Our attorneys are well-versed in state regulations, as well as federal statutes that may apply to insurance practices. We are ready to ensure your rights are protected and work tirelessly to recover every penny you are owed.
What to Do If Your Insurance Claim Was Denied
It is important to note that not every instance of a claim being denied constitutes insurance bad faith. Sometimes, insurance companies deny claims for valid reasons.
Your insurance claim may be denied for any of the following reasons (and others):
- Insufficient coverage
- Uncovered losses
- Initial application errors
- Claim errors
- False or exaggerated claims
Additionally, your insurance company may take what feels to you like a long time to investigate and decide on your claim. Sometimes, delays could be due to reasons outside the insurance company’s control, such as delays in receiving paperwork and other documents or processing delays.
Only when an insurance company wrongfully or unreasonably denies or delays a claim do you have the right to take legal action. It is important that you discuss your situation with a knowledgeable attorney, like those at Brewster & De Angelis, who can help you determine if you are the victim of insurance bad faith practices. If your claim has been denied, we invite you to reach out to our team today for a no-cost, no-obligation consultation. We can provide the information you need to make the best decisions about your case.
Available & Responsive
The attorneys at Brewster & De Angelis are always available to provide you with updates and answer questions regarding your case. At the end of the day, we work for you and pride ourselves on being available regardless of the situation.
Focused On Your Best Interests
When going through a legal matter, things can seem scary and uncontrollable. Our team works to refine the legal process in order to ensure you not only understand exactly what is going on, but also that your goals and interests are taken into account with every decision.
Collaborative Legal Strategies
Unlike other law firms, we handle a small number of cases so that our team can focus on getting you results. When it is time to get ready for trial, you can be assured that our full team of litigators has convened to get you the best possible outcome.
Dedicated & Trusted Counsel
At Brewster & De Angelis we have the top litigators in Tulsa, Oklahoma and we have been serving our community for over forty years, giving us the tools and knowledge to aggressively and effectively handle your case.